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638 Ridge St; Albemarle, NC Property Details

638 Ridge St, Albemarle, NC is a Single Family that was built in 1973. This property is currently Financed and is not for sale. Our records show that 638 Ridge St has 3 bedrooms, and 1.5 bathrooms, and a total of 2,111 square feet. The lot size of 638 Ridge St is 20,473 square feet.

Off market
638 Ridge St Albemarle, NC 28001
$271,732 Estimated Value
3 Beds
1.5 Baths
2,111 SqFt
Property Details

Summary

  • Purchase Method: Financed
  • Owners / Type: 1 / Individual
  • Owner Status: Individual
  • Year Built: 1973
  • Purchase Price: $90,000
  • Open Loans / Balance: 1 / $5,855
  • Est. Equity / %: $297,145 / 98.07%
  • Gross Yield: 6.947%
  • APN: 654802884054
  • Situs County: Stanly
  • Length Of Ownership: 14 years, 1 months

Rooms

  • Bedrooms: 3
  • Bathrooms: 1.5
  • Full Bathrooms: 1

Structure

  • Floor Cover Type: Carpet
  • Stories: 1
  • Exterior Wall Type: Brick veneer
  • Interior Wall Type: Gypsum Board (Drywall, Sheetrock, etc.)
  • Building Quality: C+
  • Roof Type: Gable Or Hip
  • Roof Cover Type: Composition Shingle
  • Sewer Type: Yes
  • Water Source: Yes

Measurements

  • Total: 2,111/SqFt
  • Lot: 20,473/SqFt
  • Garage: 441/SqFt
  • Living: 2,111/SqFt
  • Basement: 1,858/SqFt
  • Building: 2,111/SqFt
  • Garage Finished: 441/SqFt
  • Basement Unfinished: 1,858/SqFt
  • Price Per Square Foot: $42.63

Legal Description

  • Description: HSE 638 RIDGE ST 654808071
Building Insights

Land Information

  • Property Type: Single Family
  • Within Flood Zone: True
  • Flood Zone: X / Low/Medium Risk
  • School District: Stanly County Schools
  • Lat / Lon: 35.359993 / -80.17912
  • Property Class: Residential
  • Zoning: R-10
  • County Use Code: 1

Amenities

  • Heating Fuel Type: Oil
  • Plus Four: 3012
  • Cooling: Central
  • Fireplaces: 1
  • Garage: Attached Garage
  • Heating: Central

Ownership Info

638 Ridge St has no associated ownership info
638 Ridge St has no associated ownership info.

Taxes

638 Ridge St has 10 associated Taxes items

638 Ridge St, Albemarle, NC pays taxes in Stanly County, NC. The most recent tax assessment records are from 2025 and show that the current assessed value of the property is $271,732. The APN we've located for 638 Ridge St is 654802884054.

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Taxes
  • Assessed Value:  $271,732
  • Assessed Year:  2025
  • Assessed County:  Stanly
  • APN:  654802884054
  • Assessed Land Value:  27114
  • Market Land Value:  27114
  • Tax Amount:  3043.4
  • Tax Year:  2025
  • Market Value:  271732
  • Market Year:  2025

Tax History

638 Ridge St has 13 associated Tax History items
YearAssessed ValueLand ValueImprovement ValueTax AmountChange RateAssessed CRTax Rate
Year 2025 Assessed Value $271,732 Land Value $27,114 Improvement Value $244,618 Tax Amount $3,043.4 Change Rate +0.4681% Assessed CR Tax Rate +0.0112%
Year 2024 Assessed Value $169,920 Land Value $18,438 Improvement Value $151,482 Tax Amount $2,073.02 Change Rate Assessed CR Tax Rate +0.0122%
Year 2023 Assessed Value $169,920 Land Value $18,438 Improvement Value $151,482 Tax Amount $2,073.02 Change Rate Assessed CR Tax Rate +0.0122%
Year 2022 Assessed Value $169,920 Land Value $18,438 Improvement Value $151,482 Tax Amount $2,073.02 Change Rate Assessed CR Tax Rate +0.0122%
Year 2021 Assessed Value $169,920 Land Value $18,438 Improvement Value $151,482 Tax Amount $2,073.02 Change Rate +0.156955% Assessed CR Tax Rate +0.0122%
Year 2020 Assessed Value $136,778 Land Value $16,991 Improvement Value $119,787 Tax Amount $1,791.79 Change Rate +0.010102% Assessed CR Tax Rate +0.0131%
Year 2019 Assessed Value $136,778 Land Value $16,991 Improvement Value $119,787 Tax Amount $1,773.87 Change Rate -0.010001% Assessed CR Tax Rate +0.012969%
Year 2018 Assessed Value $136,778 Land Value $16,991 Improvement Value $119,787 Tax Amount $1,791.79 Change Rate +0.039683% Assessed CR Tax Rate +0.0131%
Year 2017 Assessed Value $136,778 Land Value $16,991 Improvement Value $119,787 Tax Amount $1,723.4 Change Rate +0.048086% Assessed CR Tax Rate +0.0126%
Year 2016 Assessed Value $129,184 Land Value $17,714 Improvement Value $111,470 Tax Amount $1,644.33 Change Rate Assessed CR Tax Rate +0.012729%
Year 2015 Assessed Value $129,184 Land Value $17,714 Improvement Value $111,470 Tax Amount $1,644.33 Change Rate Assessed CR Tax Rate +0.012729%
Year 2014 Assessed Value $129,184 Land Value $17,714 Improvement Value $111,470 Tax Amount Change Rate Assessed CR Tax Rate
Year 2011 Assessed Value Land Value Improvement Value Tax Amount $1,905.25 Change Rate Assessed CR Tax Rate