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478 Speyer Pl; St Charles, MO Property Details

478 Speyer Pl, St Charles, MO is a Single Family that was built in 2007. This property is currently Financed and is not for sale. Our records show that 478 Speyer Pl has 4 bedrooms, and 4.5 bathrooms, and a total of 5,620 square feet. The lot size of 478 Speyer Pl is 11,326 square feet.

Off market
478 Speyer Pl St. Charles, MO 63303
$435,000 Listing Price
4 Beds
4.5 Baths
5,620 SqFt
Property Details

Summary

  • Purchase Method: Financed
  • Owners / Type: 2 / Related
  • Owner Status: Related
  • Year Built: 2007
  • Purchase Price: $429,600
  • Open Loans / Balance: 1 / $299,789
  • Est. Equity / %: $350,211 / 53.88%
  • Gross Yield: 8.777%
  • APN: 3-0162-9436-02-0092.0000000
  • Situs County: St Charles
  • Length Of Ownership: 6 years, 4 months

Rooms

  • Bedrooms: 4
  • Bathrooms: 4.5
  • Full Bathrooms: 4
  • Total Rooms: 8
  • Partial Bathrooms: 1

Structure

  • Stories: 2
  • Exterior Wall Type: Masonry
  • Building Condition: Average
  • Building Quality: B
  • Sewer Type: Yes
  • Water Source: Yes

Measurements

  • Total: 5,620/SqFt
  • Lot: 11,326/SqFt
  • Gross: 6,609/SqFt
  • Garage: 630/SqFt
  • Living: 5,620/SqFt
  • Basement: 1,794/SqFt
  • Building: 6,609/SqFt
  • Ground: 2,391/SqFt
  • Basement Finished: 1,435/SqFt
  • Basement Unfinished: 359/SqFt
  • Price Per Square Foot: $76.44

Legal Description

  • Description: MONTCLAIR LES CHAMBRES LOT 92
Building Insights

Land Information

  • Property Type: Single Family
  • Within Flood Zone: True
  • Flood Zone: X / Low/Medium Risk
  • School District: Francis Howell R-III School District
  • Lat / Lon: 38.75505 / -90.51482
  • Subdivision: Enclave At Montclair
  • Property Class: Residential
  • County Use Code: 1

Amenities

  • Heating Fuel Type: Gas
  • Plus Four: 4208
  • Fireplaces: 1
  • Garage: Attached Garage
  • Parking: 3

HOA

  • H O A One: $110
  • H O A Amount: $110
  • H O A One Frequency: Monthly
  • H O A One Name: Townhomes At Montclair Homeowners Association
  • H O A One Type: Home Owner Association
  • H O A Two Name: Villas At Montclair Homeowners Association
  • H O A Two Type: Home Owner Association

Ownership Info

478 Speyer Pl has no associated ownership info
478 Speyer Pl has no associated ownership info.

Taxes

478 Speyer Pl has 9 associated Taxes items

478 Speyer Pl, St Charles, MO pays taxes in St Charles County, MO. The most recent tax assessment records are from 2026 and show that the current assessed value of the property is $127,676. The APN we've located for 478 Speyer Pl is 3-0162-9436-02-0092.0000000.

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Taxes
  • Assessed Value:  $127,676
  • Assessed Year:  2026
  • Assessed County:  St Charles
  • APN:  3-0162-9436-02-0092.0000000
  • Market Land Value:  75000
  • Tax Amount:  7323.45
  • Tax Year:  2025
  • Market Value:  671979
  • Market Year:  2026

Tax History

478 Speyer Pl has 13 associated Tax History items
YearAssessed ValueLand ValueImprovement ValueTax AmountChange RateAssessed CRTax Rate
Year 2026 Assessed Value $127,676 Land Value Improvement Value Tax Amount Change Rate Assessed CR Tax Rate
Year 2025 Assessed Value Land Value Improvement Value Tax Amount $7,323.45 Change Rate +0.00184% Assessed CR Tax Rate
Year 2024 Assessed Value Land Value Improvement Value Tax Amount $7,310 Change Rate +0.025782% Assessed CR Tax Rate
Year 2023 Assessed Value $120,737 Land Value Improvement Value Tax Amount $7,126.27 Change Rate +0.206955% Assessed CR Tax Rate +0.059023%
Year 2022 Assessed Value $93,039 Land Value Improvement Value Tax Amount $5,904.34 Change Rate -0.000914% Assessed CR Tax Rate +0.063461%
Year 2021 Assessed Value $93,039 Land Value Improvement Value Tax Amount $5,909.74 Change Rate +0.07458% Assessed CR Tax Rate +0.063519%
Year 2020 Assessed Value $83,228 Land Value Improvement Value Tax Amount $5,499.58 Change Rate +0.004559% Assessed CR Tax Rate +0.066078%
Year 2019 Assessed Value $83,228 Land Value Improvement Value Tax Amount $5,474.62 Change Rate +0.093192% Assessed CR Tax Rate +0.065779%
Year 2018 Assessed Value $72,145 Land Value Improvement Value Tax Amount $5,007.92 Change Rate +0.014719% Assessed CR Tax Rate +0.069415%
Year 2017 Assessed Value $72,145 Land Value Improvement Value Tax Amount $4,935.28 Change Rate -0.081998% Assessed CR Tax Rate +0.068408%
Year 2016 Assessed Value $75,775 Land Value Improvement Value Tax Amount $5,376.11 Change Rate +0.00205% Assessed CR Tax Rate +0.070948%
Year 2015 Assessed Value $75,775 Land Value Improvement Value Tax Amount $5,365.11 Change Rate +0.091439% Assessed CR Tax Rate +0.070803%
Year 2014 Assessed Value $67,340 Land Value Improvement Value Tax Amount $4,915.63 Change Rate Assessed CR Tax Rate +0.072997%