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638 Prospect St; Elgin, IL Property Details

638 Prospect St, Elgin, IL is a Single Family that was built in 1890. This property is not for sale. Our records show that 638 Prospect St has 7 bedrooms, and 2.5 bathrooms, and a total of 3,360 square feet. The lot size of 638 Prospect St is 5,798 square feet.

Off market
638 Prospect St Elgin, IL 60120
$109,997 Estimated Value
7 Beds
2.5 Baths
3,360 SqFt
Property Details

Summary

  • Owners / Type: 2 / Related
  • Owner Status: Related
  • Year Built: 1890
  • Est. Equity / %: $490,000 / 100%
  • Gross Yield: 8.444%
  • APN: 06-12-305-012
  • Situs County: Kane

Rooms

  • Bedrooms: 7
  • Bathrooms: 2.5
  • Full Bathrooms: 2
  • Total Rooms: 11
  • Partial Bathrooms: 1

Structure

  • Stories: 2
  • Exterior Wall Type: Brick

Measurements

  • Total: 3,360/SqFt
  • Lot: 5,798/SqFt
  • Gross: 5,040/SqFt
  • Living: 3,360/SqFt
  • Basement: 1,680/SqFt
  • Building: 5,040/SqFt

Legal Description

  • Description: LOVELLS SUB THAT PART OF LOVELLS ADDN LYING SOUTH OF LINCOLN AVE EXCEPT SOUTH 50 FT & EAST 1 ROD OF LOT 13 BLOCK 3
Building Insights

Land Information

  • Property Type: Single Family
  • Within Flood Zone: True
  • Flood Zone: X / Low/Medium Risk
  • School District: School District U-46
  • Lat / Lon: 42.04944 / -88.27995
  • Subdivision: Lovells Sub
  • Property Class: Residential
  • County Use Code: 0040

Amenities

  • Plus Four: 3991
  • Garage: Detached Garage
  • Parking: 2

Ownership Info

638 Prospect St has no associated ownership info
638 Prospect St has no associated ownership info.

Taxes

638 Prospect St has 10 associated Taxes items

638 Prospect St, Elgin, IL pays taxes in Kane County, IL. The most recent tax assessment records are from 2025 and show that the current assessed value of the property is $109,997. The APN we've located for 638 Prospect St is 06-12-305-012.

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Taxes
  • Assessed Value:  $109,997
  • Assessed Year:  2025
  • Assessed County:  Kane
  • APN:  06-12-305-012
  • Assessed Land Value:  13948
  • Market Land Value:  41861
  • Tax Amount:  7171.1
  • Tax Year:  2025
  • Market Value:  330123
  • Market Year:  2025

Tax History

638 Prospect St has 13 associated Tax History items
YearAssessed ValueLand ValueImprovement ValueTax AmountChange RateAssessed CRTax Rate
Year 2025 Assessed Value $109,997 Land Value $13,948 Improvement Value $96,049 Tax Amount $7,171.1 Change Rate Assessed CR Tax Rate +0.065194%
Year 2024 Assessed Value $101,314 Land Value $12,847 Improvement Value $88,467 Tax Amount Change Rate Assessed CR Tax Rate
Year 2023 Assessed Value $91,529 Land Value $11,606 Improvement Value $79,923 Tax Amount $6,438.48 Change Rate +0.127864% Assessed CR Tax Rate +0.070344%
Year 2022 Assessed Value $76,834 Land Value $10,583 Improvement Value $66,251 Tax Amount $5,708.56 Change Rate +0.051796% Assessed CR Tax Rate +0.074297%
Year 2021 Assessed Value $71,834 Land Value $9,894 Improvement Value $61,940 Tax Amount $5,427.44 Change Rate +0.095465% Assessed CR Tax Rate +0.075555%
Year 2020 Assessed Value $68,576 Land Value $9,445 Improvement Value $59,131 Tax Amount $4,954.46 Change Rate -0.105787% Assessed CR Tax Rate +0.072248%
Year 2019 Assessed Value $65,323 Land Value $8,997 Improvement Value $56,326 Tax Amount $5,540.58 Change Rate +0.020598% Assessed CR Tax Rate +0.084818%
Year 2018 Assessed Value $61,539 Land Value $8,476 Improvement Value $53,063 Tax Amount $5,428.76 Change Rate -0.989884% Assessed CR Tax Rate +0.088217%
Year 2017 Assessed Value $58,177 Land Value $8,013 Improvement Value $50,164 Tax Amount $536,659.5 Change Rate +92.23123% Assessed CR Tax Rate +9.224599%
Year 2016 Assessed Value $53,973 Land Value $7,434 Improvement Value $46,539 Tax Amount $5,756.22 Change Rate Assessed CR Tax Rate +0.10665%
Year 2015 Assessed Value $49,471 Land Value $6,814 Improvement Value $42,657 Tax Amount Change Rate Assessed CR Tax Rate
Year 2014 Assessed Value $48,860 Land Value $6,730 Improvement Value $42,130 Tax Amount Change Rate Assessed CR Tax Rate
Year 2013 Assessed Value $50,149 Land Value $6,908 Improvement Value $43,241 Tax Amount Change Rate Assessed CR Tax Rate