Large Location Icon

630 Prospect St; Elgin, IL Property Details

630 Prospect St, Elgin, IL is a Single Family that was built in 1900. This property is currently Financed and is not for sale. Our records show that 630 Prospect St has 4 bedrooms, and 2 bathrooms, and a total of 1,412 square feet. The lot size of 630 Prospect St is 12,010 square feet.

Off market
630 Prospect St Elgin, IL 60120
$89,197 Estimated Value
4 Beds
2 Baths
1,412 SqFt
Property Details

Summary

  • Purchase Method: Financed
  • Owners / Type: 2 / Related
  • Owner Status: Related
  • Year Built: 1900
  • Purchase Price: $105,000
  • Open Loans / Balance: 1 / $85,531
  • Est. Equity / %: $187,469 / 68.67%
  • Gross Yield: 10.075%
  • APN: 06-12-305-014
  • Situs County: Kane
  • Length Of Ownership: 14 years

Rooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full Bathrooms: 2
  • Total Rooms: 8

Structure

  • Stories: 2
  • Exterior Wall Type: Brick

Measurements

  • Total: 1,412/SqFt
  • Lot: 12,010/SqFt
  • Gross: 2,118/SqFt
  • Living: 1,412/SqFt
  • Basement: 706/SqFt
  • Building: 2,118/SqFt
  • Price Per Square Foot: $74.36

Legal Description

  • Description: M L JOSLYNS ADDN NORTH 60.5 FT EAST 1/2 LOT 13 & ALL OF LOT 12 BLOCK 1
Building Insights

Land Information

  • Property Type: Single Family
  • Within Flood Zone: True
  • Flood Zone: X / Low/Medium Risk
  • School District: School District U-46
  • Lat / Lon: 42.04931 / -88.27995
  • Subdivision: M L Joslyns Addn
  • Property Class: Residential
  • County Use Code: 0040

Amenities

  • Plus Four: 3731
  • Cooling: Yes
  • Garage: Detached Garage
  • Parking: 1

HOA

  • H O A One: $164
  • H O A Amount: $164
  • H O A One Frequency: Monthly
  • H O A One Type: Home Owner Association

Ownership Info

630 Prospect St has no associated ownership info
630 Prospect St has no associated ownership info.

Taxes

630 Prospect St has 10 associated Taxes items

630 Prospect St, Elgin, IL pays taxes in Kane County, IL. The most recent tax assessment records are from 2025 and show that the current assessed value of the property is $89,197. The APN we've located for 630 Prospect St is 06-12-305-014.

Unlock the full report
Taxes
  • Assessed Value:  $89,197
  • Assessed Year:  2025
  • Assessed County:  Kane
  • APN:  06-12-305-014
  • Assessed Land Value:  19847
  • Market Land Value:  59565
  • Tax Amount:  6194.58
  • Tax Year:  2025
  • Market Value:  267698
  • Market Year:  2025

Tax History

630 Prospect St has 13 associated Tax History items
YearAssessed ValueLand ValueImprovement ValueTax AmountChange RateAssessed CRTax Rate
Year 2025 Assessed Value $89,197 Land Value $19,847 Improvement Value $69,350 Tax Amount $6,194.58 Change Rate Assessed CR Tax Rate +0.069448%
Year 2024 Assessed Value $82,156 Land Value $18,280 Improvement Value $63,876 Tax Amount Change Rate Assessed CR Tax Rate
Year 2023 Assessed Value $74,222 Land Value $16,515 Improvement Value $57,707 Tax Amount $5,645.12 Change Rate +0.064165% Assessed CR Tax Rate +0.076057%
Year 2022 Assessed Value $67,678 Land Value $15,059 Improvement Value $52,619 Tax Amount $5,304.74 Change Rate +0.0467% Assessed CR Tax Rate +0.078382%
Year 2021 Assessed Value $63,274 Land Value $14,079 Improvement Value $49,195 Tax Amount $5,068.06 Change Rate +0.07437% Assessed CR Tax Rate +0.080097%
Year 2020 Assessed Value $58,169 Land Value $13,441 Improvement Value $44,728 Tax Amount $4,717.24 Change Rate +0.031122% Assessed CR Tax Rate +0.081095%
Year 2019 Assessed Value $55,409 Land Value $12,803 Improvement Value $42,606 Tax Amount $4,574.86 Change Rate +0.205582% Assessed CR Tax Rate +0.082565%
Year 2018 Assessed Value $44,874 Land Value $12,061 Improvement Value $32,813 Tax Amount $3,794.73 Change Rate -0.98987% Assessed CR Tax Rate +0.084564%
Year 2017 Assessed Value $42,422 Land Value $11,402 Improvement Value $31,020 Tax Amount $374,613.56 Change Rate +88.250656% Assessed CR Tax Rate +8.830644%
Year 2016 Assessed Value $39,356 Land Value $10,578 Improvement Value $28,778 Tax Amount $4,197.32 Change Rate Assessed CR Tax Rate +0.10665%
Year 2015 Assessed Value $36,074 Land Value $9,696 Improvement Value $26,378 Tax Amount Change Rate Assessed CR Tax Rate
Year 2014 Assessed Value $35,628 Land Value $9,576 Improvement Value $26,052 Tax Amount Change Rate Assessed CR Tax Rate
Year 2013 Assessed Value $41,287 Land Value $9,829 Improvement Value $31,458 Tax Amount Change Rate Assessed CR Tax Rate