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609 Prospect St; Elgin, IL Property Details

609 Prospect St, Elgin, IL is a Single Family that was built in 1878. This property is currently Financed and is not for sale. Our records show that 609 Prospect St has 3 bedrooms, and 1.5 bathrooms, and a total of 1,396 square feet. The lot size of 609 Prospect St is 8,186 square feet.

Off market
609 Prospect St Elgin, IL 60120
$84,065 Estimated Value
3 Beds
1.5 Baths
1,396 SqFt
Property Details

Summary

  • Purchase Method: Financed
  • Owners / Type: 1 / Individual
  • Owner Status: Individual
  • Year Built: 1878
  • Purchase Price: $129,500
  • Open Loans / Balance: 2 / $128,043
  • Est. Equity / %: $151,957 / 54.27%
  • Gross Yield: 10.586%
  • APN: 06-12-306-007
  • Situs County: Kane
  • Length Of Ownership: 2 years, 2 months

Rooms

  • Bedrooms: 3
  • Bathrooms: 1.5
  • Full Bathrooms: 1
  • Total Rooms: 8
  • Partial Bathrooms: 1

Structure

  • Building Style: Frame
  • Stories: 2

Measurements

  • Total: 1,396/SqFt
  • Lot: 8,186/SqFt
  • Gross: 2,118/SqFt
  • Living: 1,396/SqFt
  • Basement: 722/SqFt
  • Building: 2,118/SqFt
  • Price Per Square Foot: $92.77

Legal Description

  • Description: M L JOSLYNS ADDN LOT 2 BLOCK 2
Building Insights

Land Information

  • Property Type: Single Family
  • Within Flood Zone: True
  • Flood Zone: X / Low/Medium Risk
  • School District: School District U-46
  • Lat / Lon: 42.048466 / -88.27925
  • Subdivision: M L Joslyns Addn
  • Property Class: Residential
  • County Use Code: 0040

Amenities

  • Plus Four: 3730
  • Garage: Detached Garage
  • Parking: 2

HOA

  • H O A One: $164
  • H O A Amount: $164
  • H O A One Frequency: Monthly
  • H O A One Type: Home Owner Association

Ownership Info

609 Prospect St has no associated ownership info
609 Prospect St has no associated ownership info.

Taxes

609 Prospect St has 10 associated Taxes items

609 Prospect St, Elgin, IL pays taxes in Kane County, IL. The most recent tax assessment records are from 2025 and show that the current assessed value of the property is $84,065. The APN we've located for 609 Prospect St is 06-12-306-007.

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Taxes
  • Assessed Value:  $84,065
  • Assessed Year:  2025
  • Assessed County:  Kane
  • APN:  06-12-306-007
  • Assessed Land Value:  19272
  • Market Land Value:  57839
  • Tax Amount:  5803.06
  • Tax Year:  2025
  • Market Value:  252296
  • Market Year:  2025

Tax History

609 Prospect St has 13 associated Tax History items
YearAssessed ValueLand ValueImprovement ValueTax AmountChange RateAssessed CRTax Rate
Year 2025 Assessed Value $84,065 Land Value $19,272 Improvement Value $64,793 Tax Amount $5,803.06 Change Rate Assessed CR Tax Rate +0.069031%
Year 2024 Assessed Value $77,430 Land Value $17,751 Improvement Value $59,679 Tax Amount Change Rate Assessed CR Tax Rate
Year 2023 Assessed Value $69,952 Land Value $16,037 Improvement Value $53,915 Tax Amount $4,599.16 Change Rate +0.004846% Assessed CR Tax Rate +0.065747%
Year 2022 Assessed Value $63,784 Land Value $14,623 Improvement Value $49,161 Tax Amount $4,576.98 Change Rate +0.054871% Assessed CR Tax Rate +0.071757%
Year 2021 Assessed Value $59,633 Land Value $13,671 Improvement Value $45,962 Tax Amount $4,338.9 Change Rate +0.497536% Assessed CR Tax Rate +0.07276%
Year 2020 Assessed Value $54,840 Land Value $13,051 Improvement Value $41,789 Tax Amount $2,897.36 Change Rate -0.023485% Assessed CR Tax Rate +0.052833%
Year 2019 Assessed Value $52,239 Land Value $12,432 Improvement Value $39,807 Tax Amount $2,967.04 Change Rate -0.055317% Assessed CR Tax Rate +0.056797%
Year 2018 Assessed Value $42,768 Land Value $11,712 Improvement Value $31,056 Tax Amount $3,140.78 Change Rate -0.989624% Assessed CR Tax Rate +0.073438%
Year 2017 Assessed Value $40,431 Land Value $11,072 Improvement Value $29,359 Tax Amount $302,708.59 Change Rate +74.670906% Assessed CR Tax Rate +7.487042%
Year 2016 Assessed Value $37,509 Land Value $10,272 Improvement Value $27,237 Tax Amount $4,000.33 Change Rate Assessed CR Tax Rate +0.10665%
Year 2015 Assessed Value $34,380 Land Value $9,415 Improvement Value $24,965 Tax Amount Change Rate Assessed CR Tax Rate
Year 2014 Assessed Value $33,956 Land Value $9,299 Improvement Value $24,657 Tax Amount Change Rate Assessed CR Tax Rate
Year 2013 Assessed Value $39,317 Land Value $9,544 Improvement Value $29,773 Tax Amount Change Rate Assessed CR Tax Rate