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540 Cumberland Trl; Elgin, IL Property Details

540 Cumberland Trl, Elgin, IL is a Single Family that was built in 1984. This property is currently a cash purchase and is not for sale. Our records show that 540 Cumberland Trl has 3 bedrooms, and 3 bathrooms, and a total of 1,840 square feet. The lot size of 540 Cumberland Trl is 9,148 square feet.

Off market
540 Cumberland Trl Elgin, IL 60123
$116,771 Estimated Value
3 Beds
3 Baths
1,840 SqFt
Property Details

Summary

  • Purchase Method: Cash
  • Owners / Type: 2 / Related
  • Owner Status: Related
  • Year Built: 1984
  • Purchase Price: $100,000
  • Est. Equity / %: $421,000 / 100%
  • Gross Yield: 8.682%
  • APN: 06-09-478-013
  • Situs County: Kane
  • Length Of Ownership: 6 years, 2 months

Rooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full Bathrooms: 3
  • Total Rooms: 6

Structure

  • Building Style: Frame
  • Stories: 1

Measurements

  • Total: 1,840/SqFt
  • Lot: 9,148/SqFt
  • Gross: 2,368/SqFt
  • Living: 1,840/SqFt
  • Basement: 528/SqFt
  • Building: 2,368/SqFt
  • Ground: 1,840/SqFt
  • Price Per Square Foot: $54.35

Legal Description

  • Description: VALLEY CREEK UNIT 1 LOT 187
Building Insights

Land Information

  • Property Type: Single Family
  • Within Flood Zone: True
  • Flood Zone: X / Low/Medium Risk
  • School District: School District U-46
  • Lat / Lon: 42.046314 / -88.324554
  • Subdivision: Valley Creek
  • Property Class: Residential
  • County Use Code: 0040

Amenities

  • Plus Four: 2670
  • Cooling: Yes
  • Fireplaces: 1
  • Garage: Attached Garage
  • Parking: 2

HOA

  • H O A One: $133
  • H O A Two: $215
  • H O A Amount: $348
  • H O A One Frequency: Monthly
  • H O A Two Frequency: Monthly
  • H O A One Name: Valley Creek Condos
  • H O A One Type: Home Owner Association
  • H O A Two Name: Xx
  • H O A Two Type: Home Owner Association

Ownership Info

540 Cumberland Trl has no associated ownership info
540 Cumberland Trl has no associated ownership info.

Taxes

540 Cumberland Trl has 10 associated Taxes items

540 Cumberland Trl, Elgin, IL pays taxes in Kane County, IL. The most recent tax assessment records are from 2025 and show that the current assessed value of the property is $116,771. The APN we've located for 540 Cumberland Trl is 06-09-478-013.

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Taxes
  • Assessed Value:  $116,771
  • Assessed Year:  2025
  • Assessed County:  Kane
  • APN:  06-09-478-013
  • Assessed Land Value:  34594
  • Market Land Value:  103824
  • Tax Amount:  8298.22
  • Tax Year:  2025
  • Market Value:  350453
  • Market Year:  2025

Tax History

540 Cumberland Trl has 13 associated Tax History items
YearAssessed ValueLand ValueImprovement ValueTax AmountChange RateAssessed CRTax Rate
Year 2025 Assessed Value $116,771 Land Value $34,594 Improvement Value $82,177 Tax Amount $8,298.22 Change Rate Assessed CR Tax Rate +0.071064%
Year 2024 Assessed Value $107,553 Land Value $31,863 Improvement Value $75,690 Tax Amount Change Rate Assessed CR Tax Rate
Year 2023 Assessed Value $97,166 Land Value $28,786 Improvement Value $68,380 Tax Amount $7,600.98 Change Rate +0.061254% Assessed CR Tax Rate +0.078227%
Year 2022 Assessed Value $88,599 Land Value $26,248 Improvement Value $62,351 Tax Amount $7,162.26 Change Rate -0.030844% Assessed CR Tax Rate +0.080839%
Year 2021 Assessed Value $82,834 Land Value $24,540 Improvement Value $58,294 Tax Amount $7,390.2 Change Rate +0.02468% Assessed CR Tax Rate +0.089217%
Year 2020 Assessed Value $79,078 Land Value $23,427 Improvement Value $55,651 Tax Amount $7,212.2 Change Rate +0.025145% Assessed CR Tax Rate +0.091204%
Year 2019 Assessed Value $75,327 Land Value $22,316 Improvement Value $53,011 Tax Amount $7,035.3 Change Rate +0.011125% Assessed CR Tax Rate +0.093397%
Year 2018 Assessed Value $70,963 Land Value $21,023 Improvement Value $49,940 Tax Amount $6,957.89 Change Rate -0.989916% Assessed CR Tax Rate +0.09805%
Year 2017 Assessed Value $67,085 Land Value $19,874 Improvement Value $47,211 Tax Amount $689,993.69 Change Rate +102.9526% Assessed CR Tax Rate +10.285365%
Year 2016 Assessed Value $62,237 Land Value $18,438 Improvement Value $43,799 Tax Amount $6,637.58 Change Rate Assessed CR Tax Rate +0.10665%
Year 2015 Assessed Value $57,046 Land Value $16,900 Improvement Value $40,146 Tax Amount Change Rate Assessed CR Tax Rate
Year 2014 Assessed Value $56,341 Land Value $16,691 Improvement Value $39,650 Tax Amount Change Rate Assessed CR Tax Rate
Year 2013 Assessed Value $57,827 Land Value $17,131 Improvement Value $40,696 Tax Amount Change Rate Assessed CR Tax Rate