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521 Cumberland Trl; Elgin, IL Property Details

521 Cumberland Trl, Elgin, IL is a Single Family that was built in 1980. This property is currently Financed and is not for sale. Our records show that 521 Cumberland Trl has 4 bedrooms, and 2.5 bathrooms, and a total of 2,716 square feet. The lot size of 521 Cumberland Trl is 9,360 square feet.

Off market
521 Cumberland Trl Elgin, IL 60123
$124,974 Estimated Value
4 Beds
2.5 Baths
2,716 SqFt
Property Details

Summary

  • Purchase Method: Financed
  • Owners / Type: 2 / Related
  • Owner Status: Related
  • Year Built: 1980
  • Purchase Price: $181,000
  • Open Loans / Balance: 2 / $216,937
  • Est. Equity / %: $204,063 / 48.47%
  • Gross Yield: 10.7%
  • APN: 06-09-480-002
  • Situs County: Kane
  • Length Of Ownership: 27 years, 1 months

Rooms

  • Bedrooms: 4
  • Bathrooms: 2.5
  • Full Bathrooms: 2
  • Total Rooms: 7
  • Partial Bathrooms: 1

Structure

  • Building Style: Frame
  • Stories: 1

Measurements

  • Total: 2,716/SqFt
  • Lot: 9,360/SqFt
  • Gross: 2,716/SqFt
  • Living: 2,716/SqFt
  • Building: 2,716/SqFt
  • Ground: 2,716/SqFt
  • Price Per Square Foot: $66.64

Legal Description

  • Description: VALLEY CREEK UNIT 1 LOT 193
Building Insights

Land Information

  • Property Type: Single Family
  • Within Flood Zone: True
  • Flood Zone: X / Low/Medium Risk
  • School District: School District U-46
  • Lat / Lon: 42.045918 / -88.32344
  • Subdivision: Valley Creek
  • Property Class: Residential
  • County Use Code: 0040

Amenities

  • Plus Four: 2669
  • Cooling: Yes
  • Fireplaces: 1
  • Garage: Attached Garage
  • Parking: 2

HOA

  • H O A One: $133
  • H O A Two: $215
  • H O A Amount: $348
  • H O A One Frequency: Monthly
  • H O A Two Frequency: Monthly
  • H O A One Name: Valley Creek Condos
  • H O A One Type: Home Owner Association
  • H O A Two Name: Xx
  • H O A Two Type: Home Owner Association

Ownership Info

521 Cumberland Trl has no associated ownership info
521 Cumberland Trl has no associated ownership info.

Taxes

521 Cumberland Trl has 10 associated Taxes items

521 Cumberland Trl, Elgin, IL pays taxes in Kane County, IL. The most recent tax assessment records are from 2025 and show that the current assessed value of the property is $124,974. The APN we've located for 521 Cumberland Trl is 06-09-480-002.

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Taxes
  • Assessed Value:  $124,974
  • Assessed Year:  2025
  • Assessed County:  Kane
  • APN:  06-09-480-002
  • Assessed Land Value:  34594
  • Market Land Value:  103824
  • Tax Amount:  4256.88
  • Tax Year:  2025
  • Market Value:  375072
  • Market Year:  2025

Tax History

521 Cumberland Trl has 13 associated Tax History items
YearAssessed ValueLand ValueImprovement ValueTax AmountChange RateAssessed CRTax Rate
Year 2025 Assessed Value $124,974 Land Value $34,594 Improvement Value $90,380 Tax Amount $4,256.88 Change Rate Assessed CR Tax Rate +0.034062%
Year 2024 Assessed Value $115,109 Land Value $31,863 Improvement Value $83,246 Tax Amount Change Rate Assessed CR Tax Rate
Year 2023 Assessed Value $103,992 Land Value $28,786 Improvement Value $75,206 Tax Amount $4,756.52 Change Rate -0.097756% Assessed CR Tax Rate +0.045739%
Year 2022 Assessed Value $94,823 Land Value $26,248 Improvement Value $68,575 Tax Amount $5,271.88 Change Rate -0.028085% Assessed CR Tax Rate +0.055597%
Year 2021 Assessed Value $88,653 Land Value $24,540 Improvement Value $64,113 Tax Amount $5,424.22 Change Rate -0.021782% Assessed CR Tax Rate +0.061185%
Year 2020 Assessed Value $84,633 Land Value $23,427 Improvement Value $61,206 Tax Amount $5,545 Change Rate -0.023482% Assessed CR Tax Rate +0.065518%
Year 2019 Assessed Value $80,619 Land Value $22,316 Improvement Value $58,303 Tax Amount $5,678.34 Change Rate -0.111261% Assessed CR Tax Rate +0.070434%
Year 2018 Assessed Value $75,948 Land Value $21,023 Improvement Value $54,925 Tax Amount $6,389.21 Change Rate -0.990559% Assessed CR Tax Rate +0.084126%
Year 2017 Assessed Value $71,798 Land Value $19,874 Improvement Value $51,924 Tax Amount $676,756.44 Change Rate +94.26615% Assessed CR Tax Rate +9.42584%
Year 2016 Assessed Value $66,609 Land Value $18,438 Improvement Value $48,171 Tax Amount $7,103.85 Change Rate Assessed CR Tax Rate +0.10665%
Year 2015 Assessed Value $61,053 Land Value $16,900 Improvement Value $44,153 Tax Amount Change Rate Assessed CR Tax Rate
Year 2014 Assessed Value $60,299 Land Value $16,691 Improvement Value $43,608 Tax Amount Change Rate Assessed CR Tax Rate
Year 2013 Assessed Value $61,889 Land Value $17,131 Improvement Value $44,758 Tax Amount Change Rate Assessed CR Tax Rate