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428 Loma St; Waterloo, IA Property Details

428 Loma St, Waterloo, IA is a Single Family that was built in 1956. This property is currently Financed and is not for sale. Our records show that 428 Loma St has 3 bedrooms, and 2 bathrooms, and a total of 1,404 square feet. The lot size of 428 Loma St is 13,680 square feet.

Off market
428 Loma St Waterloo, IA 50701
$140,000 Listing Price
3 Beds
2 Baths
1,404 SqFt
Property Details

Summary

  • Purchase Method: Financed
  • Owners / Type: 2 / Related
  • Owner Status: Related
  • Year Built: 1956
  • Purchase Price: $138,000
  • Open Loans / Balance: 1 / $85,564
  • Est. Equity / %: $153,436 / 64.2%
  • Gross Yield: 13.225%
  • APN: 8913-20-252-004
  • Situs County: Black Hawk
  • Length Of Ownership: 8 years, 3 months

Rooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full Bathrooms: 2
  • Total Rooms: 7
  • Partial Bathrooms: 1

Structure

  • Building Style: Frame
  • Floor Cover Type: Carpet
  • Stories: 1
  • Exterior Wall Type: Wood Siding
  • Interior Wall Type: Plaster
  • Building Condition: Average
  • Roof Type: Gable
  • Roof Cover Type: Asphalt
  • Patio Type: Patio

Measurements

  • Total: 1,404/SqFt
  • Lot: 13,680/SqFt
  • Gross: 1,404/SqFt
  • Garage: 440/SqFt
  • Living: 1,404/SqFt
  • Basement: 1,404/SqFt
  • Building: 1,404/SqFt
  • Ground: 1,404/SqFt
  • Basement Finished: 600/SqFt
  • Price Per Square Foot: $98.29

Legal Description

  • Description: OAK PARK ADDITION LOT 35
Building Insights

Land Information

  • Property Type: Single Family
  • Within Flood Zone: True
  • Flood Zone: X / Low/Medium Risk
  • School District: Cedar Falls Community School District
  • Lat / Lon: 42.509457 / -92.40423
  • Subdivision: Oak Park Addition
  • Property Class: Residential
  • County Use Code: 101

Amenities

  • Plus Four: 5607
  • Bathroom Fixtures: 1
  • Cooling: Central
  • Fireplaces: 1
  • Garage: Attached Garage
  • Heating: Yes
  • Parking: 2

Ownership Info

428 Loma St has no associated ownership info
428 Loma St has no associated ownership info.

Taxes

428 Loma St has 10 associated Taxes items

428 Loma St, Waterloo, IA pays taxes in Black Hawk County, IA. The most recent tax assessment records are from 2025 and show that the current assessed value of the property is $252,710. The APN we've located for 428 Loma St is 8913-20-252-004.

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Taxes
  • Assessed Value:  $252,710
  • Assessed Year:  2025
  • Assessed County:  Black Hawk
  • APN:  8913-20-252-004
  • Assessed Land Value:  35700
  • Market Land Value:  35700
  • Tax Amount:  4650
  • Tax Year:  2025
  • Market Value:  252710
  • Market Year:  2025

Tax History

428 Loma St has 13 associated Tax History items
YearAssessed ValueLand ValueImprovement ValueTax AmountChange RateAssessed CRTax Rate
Year 2025 Assessed Value $252,710 Land Value $35,700 Improvement Value $217,010 Tax Amount $4,650 Change Rate Assessed CR Tax Rate +0.018401%
Year 2024 Assessed Value $235,520 Land Value $35,700 Improvement Value $199,820 Tax Amount $4,650 Change Rate +0.014453% Assessed CR Tax Rate +0.019744%
Year 2023 Assessed Value $235,520 Land Value $35,700 Improvement Value $199,820 Tax Amount $4,583.75 Change Rate +0.116354% Assessed CR Tax Rate +0.019462%
Year 2022 Assessed Value $187,300 Land Value $35,700 Improvement Value $151,600 Tax Amount $4,106 Change Rate +0.013299% Assessed CR Tax Rate +0.021922%
Year 2021 Assessed Value $187,300 Land Value $35,700 Improvement Value $151,600 Tax Amount $4,052.11 Change Rate +0.018586% Assessed CR Tax Rate +0.021634%
Year 2020 Assessed Value $175,180 Land Value $30,940 Improvement Value $144,240 Tax Amount $3,978.17 Change Rate +0.081612% Assessed CR Tax Rate +0.022709%
Year 2019 Assessed Value $175,180 Land Value $30,940 Improvement Value $144,240 Tax Amount $3,678 Change Rate +0.055683% Assessed CR Tax Rate +0.020996%
Year 2018 Assessed Value $170,770 Land Value $30,940 Improvement Value $139,830 Tax Amount $3,484 Change Rate Assessed CR Tax Rate +0.020402%
Year 2017 Assessed Value $170,770 Land Value $30,940 Improvement Value $139,830 Tax Amount $3,484 Change Rate -0.035779% Assessed CR Tax Rate +0.020402%
Year 2016 Assessed Value $163,410 Land Value $30,940 Improvement Value $132,470 Tax Amount $3,613.28 Change Rate +0.124932% Assessed CR Tax Rate +0.022112%
Year 2015 Assessed Value $163,410 Land Value $30,940 Improvement Value $132,470 Tax Amount $3,212 Change Rate -0.006188% Assessed CR Tax Rate +0.019656%
Year 2014 Assessed Value $163,410 Land Value $30,940 Improvement Value $132,470 Tax Amount $3,232 Change Rate +0.029299% Assessed CR Tax Rate +0.019778%
Year 2013 Assessed Value Land Value Improvement Value Tax Amount $3,140 Change Rate Assessed CR Tax Rate