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406 Cottage St; Waterloo, IA Property Details

406 Cottage St, Waterloo, IA is a Single Family that was built in 1909. This property is not for sale. Our records show that 406 Cottage St has 2 bedrooms, and 1 bathroom, and a total of 990 square feet. The lot size of 406 Cottage St is 4,300 square feet.

Off market  •   Pre Probate ✓
406 Cottage St Waterloo, IA 50703
$43,920 Estimated Value
2 Beds
1 Baths
990 SqFt
Property Details

Summary

  • Owners / Type: 2 / Related
  • Owner Status: Related
  • Year Built: 1909
  • Open Loans / Balance: 3 / $66,487
  • Est. Equity / %: $-487 / -0.74%
  • Gross Yield: 10.691%
  • APN: 8913-24-178-002
  • Situs County: Black Hawk

Rooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full Bathrooms: 1
  • Total Rooms: 5

Structure

  • Building Style: Frame
  • Floor Cover Type: Carpet
  • Stories: 1.5
  • Exterior Wall Type: Vinyl siding
  • Interior Wall Type: Plaster
  • Building Condition: Average
  • Roof Type: Hip
  • Porch Type: Open
  • Roof Cover Type: Asphalt

Measurements

  • Total: 990/SqFt
  • Lot: 4,300/SqFt
  • Gross: 990/SqFt
  • Living: 990/SqFt
  • Basement: 572/SqFt
  • Building: 990/SqFt
  • Ground: 572/SqFt

Legal Description

  • Description: HAMMOND & HOPKINS ADDITION E 43 1/4 FT N 100 FT LOT 6 BLK 4
Building Insights

Land Information

  • Property Type: Single Family
  • Within Flood Zone: True
  • Flood Zone: X / Low/Medium Risk
  • School District: Waterloo Community School District
  • Lat / Lon: 42.509094 / -92.32918
  • Subdivision: Hammond & Hopkins Addition
  • Property Class: Residential
  • County Use Code: 101

Amenities

  • Plus Four: 3113
  • Cooling: None
  • Heating: Yes

Ownership Info

406 Cottage St has no associated ownership info
406 Cottage St has no associated ownership info.

Taxes

406 Cottage St has 10 associated Taxes items

406 Cottage St, Waterloo, IA pays taxes in Black Hawk County, IA. The most recent tax assessment records are from 2025 and show that the current assessed value of the property is $43,920. The APN we've located for 406 Cottage St is 8913-24-178-002.

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Taxes
  • Assessed Value:  $43,920
  • Assessed Year:  2025
  • Assessed County:  Black Hawk
  • APN:  8913-24-178-002
  • Assessed Land Value:  4730
  • Market Land Value:  4730
  • Tax Amount:  582
  • Tax Year:  2025
  • Market Value:  43920
  • Market Year:  2025

Tax History

406 Cottage St has 13 associated Tax History items
YearAssessed ValueLand ValueImprovement ValueTax AmountChange RateAssessed CRTax Rate
Year 2025 Assessed Value $43,920 Land Value $4,730 Improvement Value $39,190 Tax Amount $674 Change Rate +0.158076% Assessed CR Tax Rate +0.015346%
Year 2024 Assessed Value Land Value Improvement Value Tax Amount $582 Change Rate +0.097016% Assessed CR Tax Rate
Year 2023 Assessed Value $37,010 Land Value $4,730 Improvement Value $32,280 Tax Amount $530.53 Change Rate +0.233791% Assessed CR Tax Rate +0.014335%
Year 2022 Assessed Value $28,410 Land Value $4,730 Improvement Value $23,680 Tax Amount $430 Change Rate +0.034027% Assessed CR Tax Rate +0.015136%
Year 2021 Assessed Value $28,410 Land Value $4,730 Improvement Value $23,680 Tax Amount $415.85 Change Rate -0.307701% Assessed CR Tax Rate +0.014637%
Year 2020 Assessed Value $26,520 Land Value $2,840 Improvement Value $23,680 Tax Amount $600.68 Change Rate +0.524569% Assessed CR Tax Rate +0.02265%
Year 2019 Assessed Value $26,520 Land Value $2,840 Improvement Value $23,680 Tax Amount $394 Change Rate -0.005051% Assessed CR Tax Rate +0.014857%
Year 2018 Assessed Value $26,520 Land Value $2,840 Improvement Value $23,680 Tax Amount $396 Change Rate Assessed CR Tax Rate +0.014932%
Year 2017 Assessed Value $26,520 Land Value $2,840 Improvement Value $23,680 Tax Amount $396 Change Rate -0.349764% Assessed CR Tax Rate +0.014932%
Year 2016 Assessed Value $26,520 Land Value $2,840 Improvement Value $23,680 Tax Amount $609.01 Change Rate +0.50745% Assessed CR Tax Rate +0.022964%
Year 2015 Assessed Value $26,520 Land Value $2,840 Improvement Value $23,680 Tax Amount $404 Change Rate -0.019417% Assessed CR Tax Rate +0.015234%
Year 2014 Assessed Value $26,520 Land Value $2,840 Improvement Value $23,680 Tax Amount $412 Change Rate -0.311037% Assessed CR Tax Rate +0.015535%
Year 2013 Assessed Value Land Value Improvement Value Tax Amount $598 Change Rate Assessed CR Tax Rate